Money makes the world go around. It's sad, but true. Over the past week or so I've become very aware of money. Which is good in some ways since it's a lesson I need to learn.
The first thing that I'm still trying to learn is all about the British currency system. There's the pence, which is the equivalent of a penny. Then a pound, one hundred pence, which is the equivalent of a dollar. Then there's a quid. It took my a while to figure out what exactly that is. I even googled it and learned that it's slang for a pound. Basically like us calling it a buck.
Another thing I'm still trying to sort out is which coin is which and which bill is which. It doesn't help that in my wallet I still have American coins and Euro coins mixed in with the British coins. What I'm doing so far (and it's working) is trying to count the coins out, handing it to the clerk and telling them, "I hope that's right". They have pence coins, 5p coins, 10p coins, 20p coins, 50p coins, 1 pound coins, and 2 pound coins. It's all very confusing and tricky.
A piece of advice that we received at orientation in Chicago was to not convert the price of things into dollars. This has proven very difficult for me, but I'm trying to get better at since it'll make me feel not as bad about spending so much money. The exchange is currently about 1 pound for $2.16. So for everything you buy, double it, add a little more and that's about what you're spending! I bought a birthday card the other day and it was cheaper that what I spent on postage to the States. I saw a rain jacket yesterday for 140 pounds. Double that and it's close to $300. For a rain jacket. But fortunately another store was having a 50% off sale, so I bought a brand new rain jacket for 29 pounds. That's even cheap in the States!
My last struggle is with having money and not having money. The ELCA sent us off with $100 to last us till our first stipend is paid. Well when we got here that was only 40 pounds. To last a whole month. It's gone already. I have more money of my own, but I'm trying really hard to save that for traveling--however, my pretty new raincoat did come out of my bank account. Our first stipend comes in Sept. 20 and I'm very excited, even though it won't be a lot of money. It'll be interesting to see how I can survive by only getting money once a month. Stay tuned to see how well I succeed at this endeavor. I'm excited to learn how to challenge myself to live simply and this definitely helps!!!
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What a great piece on money, the tyrant of our lives! I admit to liking money for what I can do with it: travel, update my jean collection, buy lots of fresh fruit, go to lunch with a friend and not be embarrassed by an empty wallet. I also like the fact that we can in a very minor way redistribute a bit of abundance--like send a check to Lutheran World Relief. But amazing to me some people seem to love money as an end in itself, to be passionate about acquiring more as if they could never have enough. You, on the other hand, have decided to learn to live simply. I admire that and cheer you on.
Here's two pieces of advice that have helped me in the past:
1. Pay yourself first. If you have some sort of savings plan (however minuscule!), put that money away as soon as you get your stipend. If you wait until after you've gone out and spent a few quids, saving might seem harder and less rewarding.
2. Take care of fixed expenses first (or second?). This one might sound obvious, but I know people who have a night out on the town or buy a pair of shoes (!!!) as soon as they get their check; they then struggle to meet more important financial obligations.
But it sounds like you're doing well! Best of luck.
Oh, and I've read that one quick way to save some dough is to avoid the English tea madness altogether.
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